Newsletters

EPB Newsletters

  • COMPLIANCE ALERT October 5, 2018 Upcoming compliance deadlines: 10/1     First day to distribute qualified default investment alternative (QDIA), safe harbor, and automatic contribution arrangement annual notices to plan participants (no earlier than today) 10/1     Deadline for establishing a ...
  • New IRS Preapproved Plan Regime Takes Effect October 5, 2018 Last year, in Revenue Procedure 2017-41, the IRS announced a new regulatory regime for defined contribution plans. The regime was issued, according to the agency, “to expand the Provider ...
  • Investing in HSAs for Long-Term Retirement Goals October 5, 2018 Retirement plans are about saving for the cost of living in ― retirement. And typically one significant expense for retirees is medical bills. Actuaries at Fidelity Investments estimate that a ...
  • Investment Option Overload? October 5, 2018 A cautionary tale from Yale University   When it comes to defined contribution plan investment options, giving participants an abundance of choices can backfire. Yale University recently dodged a bullet in this ...
  • Why Target Date Fund Oversight Matters October 5, 2018 Money management giant Vanguard began tracking the popularity of funds with professionally managed allocations — primarily target date funds (TDFs) — in 2003. Over the years, the organization has reported ...
  • Do You Know What to Do With an SOC Report? July 12, 2018 Service organization control (SOC) reports come in several varieties. They generally pertain to service organizations, like retirement plan recordkeepers or third party administrators (TPAs). The American Institute of Certified Public ...
  • Charging Plan Expenses to Participants Correctly July 12, 2018 Shaving a few basis points off plan participants’ annual returns on their retirement plan accounts can put a significant dent in their asset accumulations by the time they’re ready to ...
  • Keep Your Eye on the Ball July 12, 2018 Plan forfeitures must match plan document It’s a routine matter for employees to forfeit retirement plan benefits. Even so, plan sponsors can’t afford to become blasé about it; ERISA demands more ...
  • New Rules Affect Disability Benefit Claim Denials in Retirement Plans July 12, 2018 Does your retirement plan (or other ERISA-regulated benefit, including nonqualified “top hat” plans) contain a disability benefit? If so, do you know about the new DOL rules that took effect ...
  • COMPLIANCE ALERT July 12, 2018 Upcoming compliance deadlines: 9/17*   Extended deadline for corporate tax returns 9/17*   Extended deadline for partnership tax returns 9/30** Summary Annual Report (SAR) due for Form 5500 that was due July 31, unless extension ...